You have questions, we have answers! Read below to find the answers to commonly asked questions, or use this form to ask us one of your own.
What do I need to bring to start my loan process?
- Current pay stub
- Copy of lease or mortgage statement
- Driver's License
I have never purchased a car before. Can I get a car loan?
We can finance your purchase even if you're a first time buyer as long as you have proof of income, a valid driver's license, and you provide car insurance.
What if I have no credit history? Can I still get a loan at Casey Credit?
Even if you have no credit history, you can be considered for a loan with just a pay stub.
If I have filed for bankruptcy in the past, can I still get a loan at Casey Credit?
Yes. You cannot be currently in bankruptcy, but if you have filed in the past, you may still qualify for a loan.
I have only been on the job for a short time. Can I get financed at Casey Credit?
There are many factors that we use to determine your loan eligibility and many times we can finance your purchase even if you have a new job.
If I don't think I can qualify for a loan at Casey Credit, can I have a co-signer?
Yes. Casey Credit does allow co-signatures on auto loans.
What types of income are used to determine if I can get a loan?
- Social Security
- Retirement Income
- Disability with Social Security
- Child Support
I am self employed. Can I get a car loan at Casey Credit?
Casey Credit does make loans to self employed customers.
I do not have a "lease". How can I prove I am paying rent?
You can get a letter from your current landlord as proof of rent.
Do you make loans to current military and military spouses?
Are there any other documents I will need to finalize my loan process?
- A copy of your most recent phone bill.
- Proof of Full Coverage Insurance (if you are a first time buyer, insurance has to be purchased before the loan can be completed).
What if I do not have current auto insurance coverage?
- + Disclaimers